Community Mortgage in Missouri vs the state
1.3%Denial rate-13.73 pts vs state
1.5%Decision denial rate-17.16 pts vs state
85.8%Origination rate+23.18 pts vs state
6.38%Median rate-0.25 pts vs state
0.16Rate spread (pts)-0.19 pts vs state
$89kMedian applicant income
703Loans originated
11Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 738 | 624 | 1.2% | 6.63% | #59 |
| 2024 | 839 | 740 | 0.5% | 6.38% | #58 |
| 2025 | 819 | 703 | 1.3% | 6.38% | #64 |
What Community Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 385 | 332 | 2 | 0.5% |
| Clay County | 64 | 49 | 0 | 0.0% |
| Henry County | 60 | 56 | 1 | 1.7% |
| Cass County | 47 | 42 | 0 | 0.0% |
| Lafayette County | 33 | 30 | 0 | 0.0% |
| Benton County | 31 | 26 | 0 | 0.0% |
| St. Louis County | 28 | 26 | 2 | 7.1% |
| Johnson County | 25 | 21 | 1 | 4.0% |
| Pettis County | 21 | 17 | 0 | 0.0% |
| Platte County | 13 | 11 | 1 | 7.7% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 819 applications in 2025, of which 703 were originated and 11 denied.
1.3% of all applications, or 1.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Community Mortgage originated in Missouri in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Community Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology