Rocket Mortgage in Missouri vs the state
18.4%Denial rate+3.30 pts vs state
19.8%Decision denial rate+1.14 pts vs state
71.5%Origination rate+8.86 pts vs state
6.63%Median rate0.00 pts vs state
0.62Rate spread (pts)+0.27 pts vs state
$84kMedian applicant income
7,481Loans originated
1,922Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,645 | 4,887 | 17.1% | 6.63% | #4 |
| 2024 | 8,657 | 6,468 | 17.0% | 6.63% | #1 |
| 2025 | 10,460 | 7,481 | 18.4% | 6.63% | #1 |
What Rocket Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 1,372 | 987 | 259 | 18.9% |
| Jackson County | 1,185 | 874 | 188 | 15.9% |
| St. Charles County | 812 | 620 | 100 | 12.3% |
| Greene County | 567 | 412 | 103 | 18.2% |
| Clay County | 551 | 410 | 83 | 15.1% |
| Jefferson County | 467 | 339 | 83 | 17.8% |
| St. Louis city | 297 | 213 | 55 | 18.5% |
| Christian County | 252 | 192 | 37 | 14.7% |
| Cass County | 234 | 175 | 41 | 17.5% |
| Boone County | 203 | 152 | 28 | 13.8% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
| Pennymac Loan Services | C | 4,610 | 12.1% | 6.38% |
Frequently asked questions
Missouri: 10,460 applications in 2025, of which 7,481 were originated and 1,922 denied.
18.4% of all applications, or 19.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Rocket Mortgage originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology