Broker Solutions · Missouri · 2025

Broker Solutions in Missouri: approval rate, denial rate and rates (2025)

Broker Solutions took 5,007 mortgage applications in Missouri in 2025, ranking #9 of 1,023 lenders active in the state. It originated 52.3% of them and denied 7.8% (12.8% of the applications it decided), against a statewide denial rate of 15.1%.

5.0kApplicationsin MO
12.8%Decision denial ratestate 18.7%
6.88%Median ratestate 6.63%
$195,000Median loanstate $175,000
$608MVolume109 counties

Broker Solutions in Missouri vs the state

7.8%Denial rate-7.32 pts vs state
12.8%Decision denial rate-5.93 pts vs state
52.3%Origination rate-10.35 pts vs state
6.88%Median rate+0.25 pts vs state
0.59Rate spread (pts)+0.24 pts vs state
$82kMedian applicant income
2,619Loans originated
388Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,8961,6079.0%6.99%#16
20244,5112,3788.7%6.99%#10
20255,0072,6197.8%6.88%#9

What Broker Solutions lends in Missouri

By loan purpose

Home purchase 2,537 51% · 4.3% denied
Refinance 646 13% · 3.9% denied
Cash-out refinance 1,167 23% · 8.8% denied
Home improvement 181 4% · 18.2% denied
Other / HELOC 476 10% · 24.6% denied

By loan type

Conventional 2,870 57% · 4.8% denied
FHA 1,776 35% · 12.4% denied
VA 316 6% · 7.6% denied
USDA / RHS 45 1% · 8.9% denied

Why it denied Missouri applicants

Credit history 195 50%
Collateral 53 14%
Other 44 11%
Debt-to-income ratio 40 10%
Incomplete application 21 5%
Unverifiable information 21 5%
Insufficient cash 9 2%
Employment history 5 1%

Where in Missouri

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis County 1,25675972 5.7%
St. Charles County 62539725 4.0%
Jefferson County 36522422 6.0%
Jackson County 32210334 10.6%
St. Louis city 30016820 6.7%
Greene County 23913516 6.7%
Lincoln County 123695 4.1%
Clay County 1233612 9.8%
Jasper County 1075812 11.2%
Christian County 96536 6.3%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Commerce BankD 4,90527.2%6.72%
Pennymac Loan ServicesC 4,61012.1%6.38%

Frequently asked questions

Missouri: 5,007 applications in 2025, of which 2,619 were originated and 388 denied.

7.8% of all applications, or 12.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Broker Solutions originated in Missouri in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology