Largest lenders in Jasper County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Flat Branch Mortgage | A | 987 | 768 | 0.5% | 6.63% |
| 2 | Arvest Bank | C | 504 | 302 | 16.1% | 7.00% |
| 3 | Southwest Missouri Bank | C | 504 | 412 | 10.1% | 7.75% |
| 4 | Rocket Mortgage | C | 198 | 128 | 22.2% | 6.50% |
| 5 | U.S. Bank | D | 188 | 85 | 37.2% | 7.25% |
| 6 | Pinnacle Bank | B | 126 | 101 | 5.6% | 7.00% |
| 7 | Mortgage Research Center | C | 111 | 61 | 11.7% | 6.31% |
| 8 | Broker Solutions | D | 107 | 58 | 11.2% | 6.88% |
| 9 | People's Bank of Seneca | C | 101 | 76 | 8.9% | — |
| 10 | Old Missouri Bank | B | 84 | 72 | 3.6% | — |
| 11 | Pennymac Loan Services | C | 75 | 35 | 8.0% | 6.25% |
| 12 | Freedom Mortgage | B | 74 | 30 | 6.8% | 6.25% |
| 13 | Community Bank and Trust | C | 65 | 41 | 20.0% | — |
| 14 | Commerce Bank | D | 64 | 25 | 40.6% | 6.38% |
| 15 | Vanderbilt Mortgage and Finance | F | 63 | 5 | 39.7% | 9.75% |
| 16 | Newrez | D | 60 | 18 | 20.0% | 6.75% |
| 17 | AmeriSave Mortgage | D | 59 | 19 | 61.0% | 7.13% |
| 18 | United Shore Financial Services | B | 59 | 41 | 5.1% | 6.25% |
| 19 | First Community Bank | C | 48 | 35 | 8.3% | 6.63% |
| 20 | Loandepot.Com | D | 42 | 24 | 38.1% | 6.69% |
| 21 | Gateway First Bank | B | 40 | 25 | 7.5% | 6.69% |
| 22 | Navy Federal Credit Union | D | 37 | 15 | 18.9% | 6.25% |
| 23 | Mid-Missouri Bank | A | 34 | 30 | 0.0% | — |
| 24 | Midwest Mortgage Associates | B | 33 | 16 | 3.0% | 6.56% |
| 25 | Gershman Investment | B | 32 | 20 | 15.6% | 6.44% |
Best approval odds in Jasper County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Flat Branch Mortgage | 777 | 0.6% |
| 2 | Old Missouri Bank | 77 | 3.9% |
| 3 | Pinnacle Bank | 111 | 6.3% |
| 4 | People's Bank of Seneca | 98 | 9.2% |
| 5 | Southwest Missouri Bank | 476 | 10.7% |
| 6 | Broker Solutions | 70 | 17.1% |
| 7 | Mortgage Research Center | 74 | 17.6% |
| 8 | Community Bank and Trust | 64 | 20.3% |
| 9 | Arvest Bank | 387 | 20.9% |
| 10 | Rocket Mortgage | 183 | 24.0% |
What Jasper County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Jasper County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 4,092 | 2,601 | 15.3% | 7.13% | $125,000 |
| 2024 | 4,457 | 2,844 | 15.1% | 6.99% | $135,000 |
| 2025 | 4,698 | 2,979 | 13.2% | 6.75% | $145,000 |
Frequently asked questions
13.2% of applications in Jasper County were denied in 2025, against 15.1% statewide in Missouri.
Flat Branch Mortgage, with 987 applications in 2025 and a denial rate of 0.5%.
The median mortgage application in Jasper County in 2025 was for $145,000; the median property value on originated loans was $215,000.