Mid-Missouri Bank · Missouri · 2025

Mid-Missouri Bank in Missouri: approval rate, denial rate and rates (2025)

Mid-Missouri Bank took 441 mortgage applications in Missouri in 2025, ranking #102 of 1,023 lenders active in the state. It originated 86.6% of them and denied 2.3% (2.5% of the applications it decided), against a statewide denial rate of 15.1%.

441Applicationsin MO
2.5%Decision denial ratestate 18.7%
Median ratestate 6.63%
$195,000Median loanstate $175,000
$91MVolume29 counties

Mid-Missouri Bank in Missouri vs the state

2.3%Denial rate-12.80 pts vs state
2.5%Decision denial rate-16.17 pts vs state
86.6%Origination rate+23.96 pts vs state
Median rate
Rate spread (pts)
$94kMedian applicant income
382Loans originated
10Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233522985.7%#100
20243953363.8%#101
20254413822.3%#102

What Mid-Missouri Bank lends in Missouri

By loan purpose

Home purchase 297 67% · 1.7% denied
Refinance 118 27% · 3.4% denied
Cash-out refinance 10 2% · 0.0% denied
Home improvement 16 4% · 6.3% denied

By loan type

Conventional 427 97% · 1.9% denied
FHA 2 0% · 0.0% denied
VA 3 1% · 33.3% denied
USDA / RHS 9 2% · 11.1% denied

Where in Missouri

Counties with the most Mid-Missouri Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Greene County 1431281 0.7%
Lawrence County 54480 0.0%
Christian County 54463 5.6%
Polk County 35300 0.0%
Jasper County 34300 0.0%
Cedar County 34311 2.9%
Laclede County 15111 6.7%
Webster County 980 0.0%
Stone County 971 11.1%
Dade County 870 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 441 applications in 2025, of which 382 were originated and 10 denied.

2.3% of all applications, or 2.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Mid-Missouri Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology