Largest lenders in Greene County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Flat Branch Mortgage | A | 589 | 479 | 0.7% | 6.50% |
| 2 | Rocket Mortgage | C | 567 | 412 | 18.2% | 6.69% |
| 3 | The Central Trust Bank | C | 481 | 329 | 9.8% | 6.38% |
| 4 | Great Southern Bank | C | 453 | 320 | 17.0% | 6.63% |
| 5 | BluCurrent Credit Union | A | 404 | 288 | 13.6% | 7.00% |
| 6 | Gershman Investment | B | 371 | 298 | 3.2% | 6.50% |
| 7 | Arvest Bank | C | 368 | 277 | 11.4% | 7.00% |
| 8 | Cadence Bank | B | 353 | 251 | 11.9% | 7.00% |
| 9 | Mortgage Research Center | C | 342 | 192 | 12.0% | 6.50% |
| 10 | Pennymac Loan Services | C | 328 | 220 | 13.1% | 6.49% |
| 11 | U.S. Bank | D | 314 | 161 | 32.5% | 8.10% |
| 12 | Commerce Bank | D | 281 | 163 | 22.1% | 6.63% |
| 13 | United Shore Financial Services | B | 276 | 215 | 8.3% | 6.50% |
| 14 | Broker Solutions | D | 239 | 135 | 6.7% | 6.88% |
| 15 | DAS Acquisition Company | B | 233 | 188 | 1.3% | 6.75% |
| 16 | Kiavi Funding | D | 215 | 17 | 0.5% | 11.49% |
| 17 | Guaranty Bank | A | 210 | 185 | 2.9% | — |
| 18 | Oakstar Bank | A | 188 | 163 | 1.6% | 7.25% |
| 19 | Newrez | D | 188 | 88 | 11.7% | 6.63% |
| 20 | Freedom Mortgage | B | 187 | 87 | 8.0% | 6.25% |
| 21 | ASSEMBLIES OF GOD Credit Union | A | 183 | 165 | 1.1% | 6.75% |
| 22 | Old Missouri Bank | B | 179 | 154 | 4.5% | — |
| 23 | Guild Mortgage | A | 156 | 132 | 0.6% | 6.62% |
| 24 | American Financial Resources | B | 152 | 132 | 2.0% | 6.75% |
| 25 | River Region Credit Union | A | 148 | 114 | 8.1% | — |
Best approval odds in Greene County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Unnamed lender 5493001Q8FNQ5TSRE594 | 60 | 0.0% |
| 2 | Sullivan Bank | 64 | 0.0% |
| 3 | Temple View Capital Funding | 81 | 0.0% |
| 4 | Guild Mortgage | 139 | 0.7% |
| 5 | Mid-Missouri Bank | 129 | 0.8% |
| 6 | Flat Branch Mortgage | 484 | 0.8% |
| 7 | ASSEMBLIES OF GOD Credit Union | 168 | 1.2% |
| 8 | DAS Acquisition Company | 216 | 1.4% |
| 9 | Southern Bank | 117 | 1.7% |
| 10 | Oakstar Bank | 167 | 1.8% |
What Greene County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Greene County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 9,172 | 6,174 | 14.1% | 6.99% | $155,000 |
| 2024 | 10,365 | 6,860 | 14.3% | 6.99% | $165,000 |
| 2025 | 11,782 | 7,867 | 12.6% | 6.74% | $175,000 |
Frequently asked questions
12.6% of applications in Greene County were denied in 2025, against 15.1% statewide in Missouri.
Flat Branch Mortgage, with 589 applications in 2025 and a denial rate of 0.7%.
The median mortgage application in Greene County in 2025 was for $175,000; the median property value on originated loans was $265,000.