Great Southern Bank in Missouri vs the state
22.6%Denial rate+7.55 pts vs state
25.4%Decision denial rate+6.69 pts vs state
66.1%Origination rate+3.45 pts vs state
6.63%Median rate0.00 pts vs state
0.21Rate spread (pts)-0.14 pts vs state
$86kMedian applicant income
915Loans originated
313Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,455 | 915 | 23.4% | 6.75% | #31 |
| 2024 | 1,375 | 885 | 23.4% | 7.13% | #34 |
| 2025 | 1,384 | 915 | 22.6% | 6.63% | #37 |
What Great Southern Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Great Southern Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 453 | 320 | 77 | 17.0% |
| St. Louis County | 200 | 139 | 36 | 18.0% |
| Christian County | 121 | 87 | 18 | 14.9% |
| St. Charles County | 49 | 33 | 12 | 24.5% |
| Stone County | 45 | 32 | 9 | 20.0% |
| St. Louis city | 42 | 23 | 14 | 33.3% |
| Camden County | 42 | 23 | 13 | 31.0% |
| Lawrence County | 34 | 17 | 14 | 41.2% |
| Webster County | 32 | 20 | 5 | 15.6% |
| Taney County | 31 | 17 | 14 | 45.2% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 1,384 applications in 2025, of which 915 were originated and 313 denied.
22.6% of all applications, or 25.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Great Southern Bank originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Great Southern Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology