American Financial Resources in Missouri vs the state
3.0%Denial rate-12.07 pts vs state
3.6%Decision denial rate-15.11 pts vs state
80.2%Origination rate+17.55 pts vs state
6.63%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.09 pts vs state
$84kMedian applicant income
535Loans originated
20Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 38 | 16.1% | 6.75% | #302 |
| 2024 | 189 | 128 | 10.1% | 6.88% | #175 |
| 2025 | 667 | 535 | 3.0% | 6.63% | #73 |
What American Financial Resources lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 152 | 132 | 3 | 2.0% |
| Christian County | 64 | 53 | 2 | 3.1% |
| Jackson County | 57 | 42 | 5 | 8.8% |
| Cole County | 32 | 29 | 0 | 0.0% |
| Jasper County | 21 | 15 | 0 | 0.0% |
| Lawrence County | 21 | 17 | 0 | 0.0% |
| Webster County | 21 | 16 | 1 | 4.8% |
| Taney County | 18 | 14 | 0 | 0.0% |
| Polk County | 17 | 12 | 1 | 5.9% |
| Clay County | 17 | 14 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 667 applications in 2025, of which 535 were originated and 20 denied.
3.0% of all applications, or 3.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans American Financial Resources originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology