Sullivan Bank in Missouri vs the state
1.7%Denial rate-13.42 pts vs state
1.7%Decision denial rate-17.05 pts vs state
93.0%Origination rate+30.32 pts vs state
7.50%Median rate+0.88 pts vs state
0.13Rate spread (pts)-0.22 pts vs state
$97kMedian applicant income
450Loans originated
8Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 430 | 370 | 2.3% | 8.00% | #83 |
| 2024 | 434 | 385 | 2.8% | 8.00% | #91 |
| 2025 | 484 | 450 | 1.7% | 7.50% | #92 |
What Sullivan Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Sullivan Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 152 | 139 | 3 | 2.0% |
| Crawford County | 66 | 57 | 3 | 4.5% |
| Greene County | 64 | 62 | 0 | 0.0% |
| St. Louis County | 46 | 45 | 1 | 2.2% |
| Cole County | 30 | 30 | 0 | 0.0% |
| St. Louis city | 15 | 14 | 0 | 0.0% |
| Camden County | 13 | 11 | 0 | 0.0% |
| Polk County | 10 | 9 | 1 | 10.0% |
| Washington County | 10 | 8 | 0 | 0.0% |
| Gasconade County | 10 | 10 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 484 applications in 2025, of which 450 were originated and 8 denied.
1.7% of all applications, or 1.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Sullivan Bank originated in Missouri in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Sullivan Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology