Largest lenders in Gasconade County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First State Community Bank | C | 78 | 54 | 10.3% | 6.98% |
| 2 | The Central Trust Bank | C | 36 | 18 | 5.6% | 6.43% |
| 3 | Mortgage Research Center | C | 23 | 8 | 21.7% | 6.75% |
| 4 | Flat Branch Mortgage | A | 20 | 14 | 10.0% | 6.56% |
| 5 | The Maries County Bank | C | 20 | 14 | 25.0% | — |
| 6 | Rocket Mortgage | C | 19 | 13 | 21.1% | 6.13% |
| 7 | Guild Mortgage | A | 17 | 10 | 5.9% | 6.44% |
| 8 | Pennymac Loan Services | C | 12 | 5 | 16.7% | 6.50% |
| 9 | DAS Acquisition Company | B | 11 | 11 | 0.0% | 6.75% |
| 10 | Sullivan Bank | A | 10 | 10 | 0.0% | 7.38% |
| 11 | Premier Mortgage Resources | B | 10 | 5 | 0.0% | 6.75% |
| 12 | Broker Solutions | D | 9 | 2 | 11.1% | 8.25% |
| 13 | Vanderbilt Mortgage and Finance | F | 9 | 1 | 22.2% | 11.75% |
| 14 | Gershman Investment | B | 8 | 4 | 0.0% | 6.69% |
| 15 | Citizens Bank | B | 8 | 7 | 12.5% | — |
| 16 | Nationstar Mortgage | C | 8 | 5 | 37.5% | 6.63% |
| 17 | Triad Financial Services | D | 7 | 2 | 71.4% | 8.53% |
| 18 | Heritage Community Bank | A | 7 | 7 | 0.0% | — |
| 19 | Loandepot.Com | D | 6 | 2 | 50.0% | 7.99% |
| 20 | Bank of Washington | B | 6 | 6 | 0.0% | — |
| 21 | Discover Bank | F | 5 | 0 | 80.0% | — |
| 22 | 21st Mortgage | F | 5 | 1 | 20.0% | 11.57% |
| 23 | Freedom Mortgage | B | 5 | 3 | 0.0% | 6.75% |
Best approval odds in Gasconade County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | First State Community Bank | 63 | 12.7% |
What Gasconade County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Gasconade County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 308 | 194 | 15.6% | 7.13% | $125,000 |
| 2024 | 386 | 220 | 18.7% | 6.99% | $125,000 |
| 2025 | 470 | 282 | 15.7% | 6.75% | $145,000 |
Frequently asked questions
15.7% of applications in Gasconade County were denied in 2025, against 15.1% statewide in Missouri.
First State Community Bank, with 78 applications in 2025 and a denial rate of 10.3%.
The median mortgage application in Gasconade County in 2025 was for $145,000; the median property value on originated loans was $235,000.