Nationstar Mortgage · Missouri · 2025

Nationstar Mortgage in Missouri: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 1,951 mortgage applications in Missouri in 2025, ranking #29 of 1,023 lenders active in the state. It originated 72.1% of them and denied 14.0% (16.0% of the applications it decided), against a statewide denial rate of 15.1%.

2.0kApplicationsin MO
16.0%Decision denial ratestate 18.7%
7.75%Median ratestate 6.63%
$105,000Median loanstate $175,000
$205MVolume97 counties

Nationstar Mortgage in Missouri vs the state

14.0%Denial rate-1.03 pts vs state
16.0%Decision denial rate-2.72 pts vs state
72.1%Origination rate+9.41 pts vs state
7.75%Median rate+1.13 pts vs state
2.14Rate spread (pts)+1.79 pts vs state
$92kMedian applicant income
1,406Loans originated
274Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,00868812.1%6.38%#44
20241,39792913.5%7.00%#33
20251,9511,40614.0%7.75%#29

What Nationstar Mortgage lends in Missouri

By loan purpose

Home purchase 172 9% · 7.6% denied
Refinance 277 14% · 12.6% denied
Cash-out refinance 588 30% · 17.7% denied
Home improvement 162 8% · 21.6% denied
Other / HELOC 752 39% · 11.6% denied

By loan type

Conventional 1,568 80% · 13.8% denied
FHA 266 14% · 16.9% denied
VA 117 6% · 10.3% denied

Why it denied Missouri applicants

Collateral 117 43%
Debt-to-income ratio 42 15%
Other 39 14%
Incomplete application 29 11%
Credit history 25 9%
Unverifiable information 14 5%
Insufficient cash 5 2%
Employment history 3 1%

Where in Missouri

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 26918538 14.1%
St. Louis County 25918333 12.7%
St. Charles County 18313523 12.6%
Clay County 14810823 15.5%
Jefferson County 1218716 13.2%
Greene County 91777 7.7%
St. Louis city 563710 17.9%
Platte County 56388 14.3%
Cass County 56455 8.9%
Boone County 46336 13.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 1,951 applications in 2025, of which 1,406 were originated and 274 denied.

14.0% of all applications, or 16.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Nationstar Mortgage originated in Missouri in 2025 was 7.75%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology