Bank of Washington in Missouri vs the state
4.7%Denial rate-10.35 pts vs state
5.9%Decision denial rate-12.82 pts vs state
72.6%Origination rate+9.98 pts vs state
—Median rate
—Rate spread (pts)
$109kMedian applicant income
154Loans originated
10Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 208 | 163 | 4.8% | 6.88% | #146 |
| 2024 | 164 | 131 | 1.8% | — | #191 |
| 2025 | 212 | 154 | 4.7% | — | #175 |
What Bank of Washington lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Bank of Washington applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 149 | 107 | 4 | 2.7% |
| St. Louis County | 13 | 8 | 0 | 0.0% |
| St. Charles County | 10 | 6 | 2 | 20.0% |
| St. Louis city | 10 | 9 | 0 | 0.0% |
| Warren County | 7 | 6 | 1 | 14.3% |
| Gasconade County | 6 | 6 | 0 | 0.0% |
| Camden County | 4 | 4 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 1 | 50.0% |
| Boone County | 2 | 1 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 212 applications in 2025, of which 154 were originated and 10 denied.
4.7% of all applications, or 5.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Washington's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology