Premier Mortgage Resources · Missouri · 2025

Premier Mortgage Resources in Missouri: approval rate, denial rate and rates (2025)

Premier Mortgage Resources took 268 mortgage applications in Missouri in 2025, ranking #147 of 1,023 lenders active in the state. It originated 73.1% of them and denied 2.2% (3.0% of the applications it decided), against a statewide denial rate of 15.1%.

268Applicationsin MO
3.0%Decision denial ratestate 18.7%
6.63%Median ratestate 6.63%
$205,000Median loanstate $175,000
$45MVolume39 counties

Premier Mortgage Resources in Missouri vs the state

2.2%Denial rate-12.83 pts vs state
3.0%Decision denial rate-15.73 pts vs state
73.1%Origination rate+10.47 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.01 pts vs state
$80kMedian applicant income
196Loans originated
6Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023121940.8%6.75%#211
20241801351.7%6.63%#180
20252681962.2%6.63%#147

What Premier Mortgage Resources lends in Missouri

By loan purpose

Home purchase 231 86% · 1.3% denied
Refinance 16 6% · 12.5% denied
Cash-out refinance 21 8% · 4.8% denied

By loan type

Conventional 151 56% · 0.7% denied
FHA 93 35% · 4.3% denied
VA 13 5% · 0.0% denied
USDA / RHS 11 4% · 9.1% denied

Why it denied Missouri applicants

Debt-to-income ratio 4 67%
Credit history 1 17%
Collateral 1 17%

Where in Missouri

Counties with the most Premier Mortgage Resources applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Greene County 65460 0.0%
Jackson County 46310 0.0%
Franklin County 25203 12.0%
Cass County 1390 0.0%
St. Louis County 12101 8.3%
Jefferson County 1180 0.0%
Gasconade County 1050 0.0%
Christian County 970 0.0%
St. Charles County 961 11.1%
Clay County 640 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 268 applications in 2025, of which 196 were originated and 6 denied.

2.2% of all applications, or 3.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Premier Mortgage Resources originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology