Loandepot.Com in Missouri vs the state
28.4%Denial rate+13.33 pts vs state
33.6%Decision denial rate+14.94 pts vs state
54.3%Origination rate-8.38 pts vs state
6.88%Median rate+0.25 pts vs state
0.87Rate spread (pts)+0.52 pts vs state
$67kMedian applicant income
1,185Loans originated
620Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,069 | 535 | 32.3% | 6.63% | #41 |
| 2024 | 1,640 | 731 | 35.9% | 6.75% | #28 |
| 2025 | 2,183 | 1,185 | 28.4% | 6.88% | #25 |
What Loandepot.Com lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 281 | 159 | 76 | 27.0% |
| St. Louis County | 263 | 143 | 68 | 25.9% |
| St. Charles County | 152 | 88 | 34 | 22.4% |
| Clay County | 121 | 78 | 26 | 21.5% |
| Jefferson County | 87 | 43 | 27 | 31.0% |
| Greene County | 80 | 48 | 21 | 26.3% |
| St. Louis city | 55 | 31 | 14 | 25.5% |
| Buchanan County | 50 | 26 | 19 | 38.0% |
| Cass County | 48 | 27 | 11 | 22.9% |
| Christian County | 43 | 26 | 6 | 14.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 2,183 applications in 2025, of which 1,185 were originated and 620 denied.
28.4% of all applications, or 33.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Loandepot.Com originated in Missouri in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology