Crawford County, Missouri · 2025

Mortgage lenders in Crawford County, MO: denial rates and top lenders (2025)

122 lenders acted on 725 mortgage applications for properties in Crawford County in 2025. 19.0% were denied (Missouri: 15.1%). Median rate on closed loans 6.75%; median loan $155,000; median property value $235,000.

725Applications
19.0%Denial ratestate 15.1%
6.75%Median ratestate 6.63%
$155,000Median loan
$235,000Median property value

Largest lenders in Crawford County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Sullivan Bank A 6657 4.6%7.50%
2 Peoples Bank 5954 1.7%
3 Guild Mortgage A 5740 3.5%6.50%
4 Rocket Mortgage C 3721 32.4%6.38%
5 Mortgage Research Center C 2515 24.0%6.63%
6 Vanderbilt Mortgage and Finance F 223 40.9%8.25%
7 Flat Branch Mortgage A 219 0.0%6.49%
8 The Central Trust Bank C 1910 15.8%6.50%
9 First State Community Bank C 1915 10.5%6.85%
10 Triad Financial Services D 190 47.4%
11 The Maries County Bank C 1612 25.0%
12 Loandepot.Com D 1410 14.3%6.81%
13 Pennymac Loan Services C 137 30.8%6.25%
14 AmeriSave Mortgage D 123 50.0%9.63%
15 United Shore Financial Services B 127 16.7%6.45%
16 Broker Solutions D 123 25.0%7.25%
17 New Day Financial F 113 18.2%6.99%
18 Newrez D 116 27.3%6.87%
19 Southwest Stage Funding F 103 10.0%7.65%
20 DAS Acquisition Company B 97 0.0%6.88%
21 21st Mortgage F 93 33.3%8.82%
22 First Community F 93 55.6%6.50%
23 Credit Human Federal Credit Union D 90 88.9%
24 Freedom Mortgage B 95 11.1%6.25%
25 Navy Federal Credit Union D 83 25.0%8.35%

Best approval odds in Crawford County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Peoples Bank591.7%
2Sullivan Bank664.6%

What Crawford County borrowers applied for

By loan purpose

Home purchase 373 51% · 16.6% denied
Refinance 107 15% · 8.4% denied
Cash-out refinance 138 19% · 28.3% denied
Home improvement 48 7% · 22.9% denied
Other / HELOC 59 8% · 28.8% denied

By loan type

Conventional 495 68% · 19.0% denied
FHA 122 17% · 20.5% denied
VA 84 12% · 17.9% denied
USDA / RHS 24 3% · 16.7% denied

Why applications were denied

Credit history 42 31%
Debt-to-income ratio 34 25%
Collateral 20 15%
Incomplete application 13 10%
Other 10 7%
Unverifiable information 7 5%
Insufficient cash 6 4%
Employment history 2 1%

Crawford County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202354933314.6%7.13%$135,000
202462036415.7%6.99%$135,000
202572540619.0%6.75%$155,000

Frequently asked questions

19.0% of applications in Crawford County were denied in 2025, against 15.1% statewide in Missouri.

Sullivan Bank, with 66 applications in 2025 and a denial rate of 4.6%.

The median mortgage application in Crawford County in 2025 was for $155,000; the median property value on originated loans was $235,000.