Southwest Stage Funding in Missouri vs the state
13.3%Denial rate-1.76 pts vs state
20.6%Decision denial rate+1.93 pts vs state
18.4%Origination rate-44.23 pts vs state
7.75%Median rate+1.13 pts vs state
1.84Rate spread (pts)+1.49 pts vs state
$72kMedian applicant income
54Loans originated
39Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 40 | 28.8% | 8.18% | #264 |
| 2024 | 65 | 33 | 13.9% | 8.40% | #295 |
| 2025 | 293 | 54 | 13.3% | 7.75% | #138 |
What Southwest Stage Funding lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Webster County | 19 | 6 | 3 | 15.8% |
| Laclede County | 16 | 0 | 3 | 18.8% |
| McDonald County | 15 | 4 | 2 | 13.3% |
| Newton County | 14 | 3 | 2 | 14.3% |
| Jasper County | 13 | 3 | 1 | 7.7% |
| Stone County | 12 | 3 | 2 | 16.7% |
| Polk County | 11 | 3 | 0 | 0.0% |
| Camden County | 11 | 1 | 4 | 36.4% |
| Phelps County | 11 | 0 | 1 | 9.1% |
| Pulaski County | 10 | 2 | 2 | 20.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 293 applications in 2025, of which 54 were originated and 39 denied.
13.3% of all applications, or 20.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Southwest Stage Funding originated in Missouri in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology