AmeriSave Mortgage in Missouri vs the state
61.4%Denial rate+46.31 pts vs state
69.4%Decision denial rate+50.72 pts vs state
26.1%Origination rate-36.53 pts vs state
7.25%Median rate+0.63 pts vs state
1.51Rate spread (pts)+1.16 pts vs state
$60kMedian applicant income
636Loans originated
1,494Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,158 | 410 | 21.8% | 6.19% | #19 |
| 2024 | 2,634 | 446 | 67.9% | 8.88% | #19 |
| 2025 | 2,434 | 636 | 61.4% | 7.25% | #20 |
What AmeriSave Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 296 | 78 | 182 | 61.5% |
| Jackson County | 283 | 61 | 181 | 64.0% |
| St. Charles County | 131 | 47 | 69 | 52.7% |
| Jefferson County | 126 | 39 | 72 | 57.1% |
| Clay County | 100 | 36 | 48 | 48.0% |
| Greene County | 92 | 21 | 63 | 68.5% |
| St. Louis city | 81 | 8 | 63 | 77.8% |
| Jasper County | 59 | 19 | 36 | 61.0% |
| Boone County | 54 | 12 | 40 | 74.1% |
| Franklin County | 42 | 11 | 23 | 54.8% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 2,434 applications in 2025, of which 636 were originated and 1,494 denied.
61.4% of all applications, or 69.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans AmeriSave Mortgage originated in Missouri in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology