Newrez in Missouri vs the state
18.2%Denial rate+3.10 pts vs state
31.6%Decision denial rate+12.92 pts vs state
38.3%Origination rate-24.37 pts vs state
6.63%Median rate0.00 pts vs state
0.42Rate spread (pts)+0.07 pts vs state
$84kMedian applicant income
1,311Loans originated
622Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,477 | 536 | 21.7% | 6.75% | #30 |
| 2024 | 2,521 | 1,046 | 19.7% | 6.75% | #20 |
| 2025 | 3,424 | 1,311 | 18.2% | 6.63% | #16 |
What Newrez lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 607 | 220 | 122 | 20.1% |
| Jackson County | 370 | 117 | 78 | 21.1% |
| St. Charles County | 291 | 114 | 54 | 18.6% |
| Jefferson County | 284 | 142 | 52 | 18.3% |
| Greene County | 188 | 88 | 22 | 11.7% |
| Clay County | 137 | 55 | 29 | 21.2% |
| St. Louis city | 121 | 33 | 26 | 21.5% |
| Franklin County | 118 | 69 | 20 | 16.9% |
| Christian County | 84 | 36 | 18 | 21.4% |
| Cass County | 69 | 36 | 10 | 14.5% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 3,424 applications in 2025, of which 1,311 were originated and 622 denied.
18.2% of all applications, or 31.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Newrez originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Newrez's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology