Arvest Bank in Missouri vs the state
15.0%Denial rate-0.09 pts vs state
18.1%Decision denial rate-0.59 pts vs state
66.8%Origination rate+4.10 pts vs state
6.88%Median rate+0.25 pts vs state
0.42Rate spread (pts)+0.07 pts vs state
$90kMedian applicant income
2,139Loans originated
480Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,090 | 1,854 | 21.9% | 7.13% | #15 |
| 2024 | 3,032 | 2,002 | 15.3% | 7.13% | #15 |
| 2025 | 3,204 | 2,139 | 15.0% | 6.88% | #17 |
What Arvest Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Arvest Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 533 | 360 | 76 | 14.3% |
| Jasper County | 504 | 302 | 81 | 16.1% |
| Greene County | 368 | 277 | 42 | 11.4% |
| Newton County | 212 | 148 | 27 | 12.7% |
| Christian County | 156 | 109 | 17 | 10.9% |
| Clay County | 146 | 99 | 17 | 11.6% |
| Taney County | 130 | 80 | 22 | 16.9% |
| Lawrence County | 121 | 69 | 35 | 28.9% |
| McDonald County | 121 | 79 | 24 | 19.8% |
| Barry County | 120 | 67 | 27 | 22.5% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 3,204 applications in 2025, of which 2,139 were originated and 480 denied.
15.0% of all applications, or 18.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Arvest Bank originated in Missouri in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Arvest Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology