BluCurrent Credit Union in Missouri vs the state
14.6%Denial rate-0.49 pts vs state
15.9%Decision denial rate-2.80 pts vs state
71.8%Origination rate+9.14 pts vs state
7.00%Median rate+0.38 pts vs state
-0.50Rate spread (pts)-0.85 pts vs state
$96kMedian applicant income
527Loans originated
107Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 541 | 445 | 9.8% | 7.75% | #72 |
| 2024 | 623 | 463 | 14.3% | 8.00% | #74 |
| 2025 | 734 | 527 | 14.6% | 7.00% | #69 |
What BluCurrent Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most BluCurrent Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 404 | 288 | 55 | 13.6% |
| Christian County | 137 | 104 | 19 | 13.9% |
| Webster County | 36 | 25 | 7 | 19.4% |
| Stone County | 28 | 22 | 2 | 7.1% |
| Polk County | 23 | 17 | 4 | 17.4% |
| Lawrence County | 22 | 18 | 1 | 4.5% |
| Taney County | 19 | 14 | 4 | 21.1% |
| Dallas County | 13 | 10 | 2 | 15.4% |
| Jasper County | 10 | 8 | 0 | 0.0% |
| Barry County | 6 | 3 | 3 | 50.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 734 applications in 2025, of which 527 were originated and 107 denied.
14.6% of all applications, or 15.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans BluCurrent Credit Union originated in Missouri in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are BluCurrent Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology