Old Missouri Bank · Missouri · 2025

Old Missouri Bank in Missouri: approval rate, denial rate and rates (2025)

Old Missouri Bank took 519 mortgage applications in Missouri in 2025, ranking #89 of 1,023 lenders active in the state. It originated 82.9% of them and denied 4.4% (5.0% of the applications it decided), against a statewide denial rate of 15.1%.

519Applicationsin MO
5.0%Decision denial ratestate 18.7%
Median ratestate 6.63%
$185,000Median loanstate $175,000
$132MVolume30 counties

Old Missouri Bank in Missouri vs the state

4.4%Denial rate-10.64 pts vs state
5.0%Decision denial rate-13.68 pts vs state
82.9%Origination rate+20.19 pts vs state
Median rate
Rate spread (pts)
$83kMedian applicant income
430Loans originated
23Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234864103.7%#76
20245134105.3%#79
20255194304.4%#89

What Old Missouri Bank lends in Missouri

By loan purpose

Home purchase 299 58% · 2.0% denied
Refinance 184 35% · 9.2% denied
Cash-out refinance 26 5% · 0.0% denied
Home improvement 3 1% · 0.0% denied
Other / HELOC 7 1% · 0.0% denied

By loan type

Conventional 450 87% · 3.1% denied
FHA 56 11% · 16.1% denied
VA 6 1% · 0.0% denied
USDA / RHS 7 1% · 0.0% denied

Where in Missouri

Counties with the most Old Missouri Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Greene County 1791548 4.5%
Jasper County 84723 3.6%
Christian County 67561 1.5%
Lawrence County 47394 8.5%
Dallas County 22173 13.6%
Stone County 13130 0.0%
Taney County 12111 8.3%
Webster County 11110 0.0%
Newton County 1170 0.0%
Polk County 1070 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 519 applications in 2025, of which 430 were originated and 23 denied.

4.4% of all applications, or 5.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Old Missouri Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology