Old Missouri Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
71st5.3% deniedProcesswithdrawn + incomplete share, weight 15%
50th11.5%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 513 | 431 | 3.5% | 4.0% | — | $154M |
| 2024 | 546 | 435 | 5.0% | 5.7% | — | $119M |
| 2025 | 556 | 461 | 4.7% | 5.3% | — | $142M |
What Old Missouri Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 27 manufactured homes, 216 investment properties.
Who gets approved at Old Missouri Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 64 | 50 | 8.9% |
| $50k – $100k | 177 | 146 | 7.0% |
| $100k – $150k | 74 | 53 | 3.6% |
| $150k – $250k | 44 | 30 | 13.9% |
| Over $250k | 30 | 27 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 42 | 34 | 8.1% |
| 25–34 | 116 | 96 | 6.8% |
| 35–44 | 91 | 70 | 5.3% |
| 45–54 | 66 | 50 | 7.1% |
| 55–64 | 49 | 37 | 7.3% |
| 65–74 | 25 | 19 | 13.6% |
Where Old Missouri Bank lends
7 states and 49 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Old Missouri Bank denied 5.3% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 71st percentile of small mortgage lenders.
In 2025, 59% of its applications were for home purchases, 40% for refinancing (including cash-out), and 2% for home improvement or other purposes. By loan type: 87% conventional, 10% FHA, 1% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.