People's Bank of Seneca in Missouri vs the state
13.3%Denial rate-1.82 pts vs state
13.6%Decision denial rate-5.09 pts vs state
71.5%Origination rate+8.86 pts vs state
—Median rate
—Rate spread (pts)
$118kMedian applicant income
108Loans originated
20Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 250 | 178 | 11.2% | — | #129 |
| 2024 | 161 | 103 | 18.0% | — | #195 |
| 2025 | 151 | 108 | 13.3% | — | #221 |
What People's Bank of Seneca lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most People's Bank of Seneca applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jasper County | 101 | 76 | 9 | 8.9% |
| Newton County | 39 | 22 | 10 | 25.6% |
| Greene County | 5 | 5 | 0 | 0.0% |
| McDonald County | 3 | 3 | 0 | 0.0% |
| Lawrence County | 2 | 1 | 1 | 50.0% |
| Christian County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 151 applications in 2025, of which 108 were originated and 20 denied.
13.3% of all applications, or 13.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are People's Bank of Seneca's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology