Community Bank and Trust in Missouri vs the state
14.6%Denial rate-0.50 pts vs state
14.9%Decision denial rate-3.84 pts vs state
72.2%Origination rate+9.53 pts vs state
—Median rate
—Rate spread (pts)
$76kMedian applicant income
109Loans originated
22Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 145 | 99 | 15.2% | — | #193 |
| 2024 | 152 | 97 | 15.1% | — | #200 |
| 2025 | 151 | 109 | 14.6% | — | #222 |
What Community Bank and Trust lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Community Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Newton County | 67 | 54 | 6 | 9.0% |
| Jasper County | 65 | 41 | 13 | 20.0% |
| McDonald County | 10 | 8 | 1 | 10.0% |
| Lawrence County | 2 | 2 | 0 | 0.0% |
| Barry County | 2 | 1 | 1 | 50.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Cedar County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 0 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Stone County | 1 | 0 | 1 | 100.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 151 applications in 2025, of which 109 were originated and 22 denied.
14.6% of all applications, or 14.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Community Bank and Trust's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology