Midwest Mortgage Associates in Missouri vs the state
1.4%Denial rate-13.65 pts vs state
2.3%Decision denial rate-16.40 pts vs state
60.3%Origination rate-2.38 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)-0.01 pts vs state
$77kMedian applicant income
255Loans originated
6Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 596 | 427 | 2.2% | 6.75% | #66 |
| 2024 | 711 | 480 | 3.0% | 6.63% | #69 |
| 2025 | 423 | 255 | 1.4% | 6.63% | #108 |
What Midwest Mortgage Associates lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Midwest Mortgage Associates applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boone County | 44 | 20 | 1 | 2.3% |
| Johnson County | 40 | 32 | 0 | 0.0% |
| Jasper County | 33 | 16 | 1 | 3.0% |
| Morgan County | 25 | 18 | 0 | 0.0% |
| Newton County | 23 | 10 | 1 | 4.3% |
| Callaway County | 18 | 8 | 1 | 5.6% |
| Jackson County | 16 | 12 | 0 | 0.0% |
| Pettis County | 16 | 10 | 0 | 0.0% |
| Saline County | 14 | 8 | 0 | 0.0% |
| Audrain County | 14 | 11 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 423 applications in 2025, of which 255 were originated and 6 denied.
1.4% of all applications, or 2.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Midwest Mortgage Associates originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Midwest Mortgage Associates's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology