Primelending, a Plainscapital in Missouri vs the state
2.4%Denial rate-12.64 pts vs state
2.8%Decision denial rate-15.86 pts vs state
78.9%Origination rate+16.24 pts vs state
6.50%Median rate-0.13 pts vs state
0.15Rate spread (pts)-0.20 pts vs state
$93kMedian applicant income
1,496Loans originated
46Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,581 | 1,226 | 4.6% | 6.88% | #27 |
| 2024 | 1,939 | 1,507 | 4.0% | 6.75% | #25 |
| 2025 | 1,896 | 1,496 | 2.4% | 6.50% | #30 |
What Primelending, a Plainscapital lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 543 | 409 | 13 | 2.4% |
| Clay County | 384 | 332 | 2 | 0.5% |
| Buchanan County | 204 | 162 | 6 | 2.9% |
| Platte County | 149 | 121 | 4 | 2.7% |
| Greene County | 81 | 67 | 4 | 4.9% |
| Cass County | 65 | 50 | 2 | 3.1% |
| St. Louis County | 55 | 43 | 0 | 0.0% |
| Camden County | 45 | 27 | 1 | 2.2% |
| Andrew County | 37 | 30 | 0 | 0.0% |
| Christian County | 24 | 19 | 2 | 8.3% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 1,896 applications in 2025, of which 1,496 were originated and 46 denied.
2.4% of all applications, or 2.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Primelending, a Plainscapital originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology