Largest lenders in Andrew County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Fairway Independent Mortgage | B | 58 | 46 | 5.2% | 6.56% |
| 2 | Rocket Mortgage | C | 55 | 35 | 25.5% | 6.50% |
| 3 | Primelending, a Plainscapital | A | 37 | 30 | 0.0% | 6.63% |
| 4 | The Nodaway Valley Bank | B | 36 | 32 | 2.8% | — |
| 5 | HNB National Bank | B | 32 | 28 | 3.1% | 7.25% |
| 6 | U.S. Bank | D | 31 | 19 | 29.0% | 6.99% |
| 7 | Commerce Bank | D | 20 | 13 | 10.0% | 6.88% |
| 8 | Freedom Mortgage | B | 16 | 10 | 0.0% | 6.25% |
| 9 | Leaderone Financial | D | 15 | 12 | 0.0% | 6.63% |
| 10 | Flanagan State Bank | D | 14 | 9 | 14.3% | 6.63% |
| 11 | Figure Lending | C | 11 | 5 | 9.1% | 9.40% |
| 12 | NBH Bank | C | 10 | 6 | 20.0% | 7.98% |
| 13 | Broker Solutions | D | 10 | 4 | 0.0% | 6.99% |
| 14 | Mortgage Research Center | C | 10 | 3 | 0.0% | 6.13% |
| 15 | UMB Bank | B | 9 | 8 | 11.1% | 5.99% |
| 16 | Nationstar Mortgage | C | 9 | 5 | 11.1% | 8.25% |
| 17 | Newrez | D | 9 | 2 | 22.2% | 8.44% |
| 18 | Lakeview Loan Servicing | C | 8 | 3 | 37.5% | 8.13% |
| 19 | Mutual Savings Association | B | 8 | 7 | 0.0% | — |
| 20 | AmeriSave Mortgage | D | 7 | 1 | 42.9% | 6.63% |
| 21 | United Shore Financial Services | B | 7 | 5 | 28.6% | 5.98% |
| 22 | 21st Mortgage | F | 6 | 0 | 50.0% | — |
| 23 | Carrington Mortgage Services | D | 6 | 1 | 83.3% | 6.25% |
| 24 | Endeavor Capital, LLC. | C | 6 | 6 | 0.0% | 6.37% |
| 25 | Exchange Bank & Trust | B | 6 | 5 | 16.7% | — |
Best approval odds in Andrew County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Fairway Independent Mortgage | 50 | 6.0% |
| 2 | Rocket Mortgage | 50 | 28.0% |
What Andrew County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Andrew County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 430 | 276 | 16.1% | 6.99% | $145,000 |
| 2024 | 527 | 333 | 15.2% | 6.88% | $175,000 |
| 2025 | 613 | 384 | 14.2% | 6.75% | $185,000 |
Frequently asked questions
14.2% of applications in Andrew County were denied in 2025, against 15.1% statewide in Missouri.
Fairway Independent Mortgage, with 58 applications in 2025 and a denial rate of 5.2%.
The median mortgage application in Andrew County in 2025 was for $185,000; the median property value on originated loans was $285,000.