Carrington Mortgage Services in Missouri vs the state
39.2%Denial rate+24.14 pts vs state
46.6%Decision denial rate+27.88 pts vs state
35.0%Origination rate-27.66 pts vs state
6.63%Median rate0.00 pts vs state
0.76Rate spread (pts)+0.41 pts vs state
$80kMedian applicant income
365Loans originated
409Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 789 | 237 | 48.3% | 6.63% | #55 |
| 2024 | 852 | 272 | 41.0% | 6.63% | #57 |
| 2025 | 1,043 | 365 | 39.2% | 6.63% | #48 |
What Carrington Mortgage Services lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 147 | 41 | 67 | 45.6% |
| Jackson County | 139 | 47 | 58 | 41.7% |
| St. Charles County | 64 | 21 | 27 | 42.2% |
| Jefferson County | 63 | 31 | 19 | 30.2% |
| Clay County | 56 | 30 | 10 | 17.9% |
| St. Louis city | 45 | 10 | 18 | 40.0% |
| Cass County | 35 | 13 | 14 | 40.0% |
| Greene County | 33 | 12 | 12 | 36.4% |
| Franklin County | 31 | 16 | 12 | 38.7% |
| Christian County | 26 | 12 | 6 | 23.1% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 1,043 applications in 2025, of which 365 were originated and 409 denied.
39.2% of all applications, or 46.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Carrington Mortgage Services originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology