Fairway Independent Mortgage in Missouri vs the state
3.7%Denial rate-11.38 pts vs state
4.5%Decision denial rate-14.20 pts vs state
77.9%Origination rate+15.22 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.01 pts vs state
$90kMedian applicant income
2,363Loans originated
112Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,112 | 2,361 | 4.2% | 6.88% | #14 |
| 2024 | 2,903 | 2,287 | 3.7% | 6.75% | #17 |
| 2025 | 3,034 | 2,363 | 3.7% | 6.63% | #18 |
What Fairway Independent Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 916 | 698 | 33 | 3.6% |
| Clay County | 393 | 304 | 6 | 1.5% |
| Buchanan County | 312 | 257 | 12 | 3.8% |
| Cass County | 204 | 170 | 10 | 4.9% |
| St. Louis County | 186 | 151 | 6 | 3.2% |
| Platte County | 152 | 125 | 6 | 3.9% |
| Johnson County | 123 | 98 | 2 | 1.6% |
| St. Charles County | 83 | 68 | 2 | 2.4% |
| Lafayette County | 58 | 48 | 1 | 1.7% |
| Andrew County | 58 | 46 | 3 | 5.2% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 3,034 applications in 2025, of which 2,363 were originated and 112 denied.
3.7% of all applications, or 4.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Fairway Independent Mortgage originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology