Leaderone Financial in Missouri vs the state
8.0%Denial rate-7.03 pts vs state
10.3%Decision denial rate-8.37 pts vs state
69.7%Origination rate+7.05 pts vs state
6.63%Median rate0.00 pts vs state
0.37Rate spread (pts)+0.02 pts vs state
$84kMedian applicant income
1,526Loans originated
176Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,492 | 1,044 | 9.5% | 6.75% | #28 |
| 2024 | 1,415 | 960 | 6.4% | 6.75% | #32 |
| 2025 | 2,189 | 1,526 | 8.0% | 6.63% | #24 |
What Leaderone Financial lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 690 | 484 | 54 | 7.8% |
| St. Louis County | 327 | 209 | 29 | 8.9% |
| Clay County | 315 | 222 | 27 | 8.6% |
| Platte County | 97 | 61 | 9 | 9.3% |
| Buchanan County | 82 | 56 | 7 | 8.5% |
| Cass County | 80 | 56 | 9 | 11.3% |
| St. Charles County | 78 | 53 | 6 | 7.7% |
| Ray County | 74 | 56 | 8 | 10.8% |
| Johnson County | 66 | 49 | 1 | 1.5% |
| Lafayette County | 51 | 40 | 2 | 3.9% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 2,189 applications in 2025, of which 1,526 were originated and 176 denied.
8.0% of all applications, or 10.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Leaderone Financial originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology