The Nodaway Valley Bank in Missouri vs the state
5.2%Denial rate-9.89 pts vs state
5.8%Decision denial rate-12.94 pts vs state
82.9%Origination rate+20.24 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
320Loans originated
20Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 381 | 295 | 6.8% | — | #92 |
| 2024 | 395 | 328 | 7.6% | — | #100 |
| 2025 | 386 | 320 | 5.2% | — | #114 |
What The Nodaway Valley Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most The Nodaway Valley Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Buchanan County | 162 | 122 | 15 | 9.3% |
| Nodaway County | 70 | 61 | 1 | 1.4% |
| Andrew County | 36 | 32 | 1 | 2.8% |
| Clay County | 29 | 28 | 0 | 0.0% |
| Platte County | 28 | 26 | 1 | 3.6% |
| Holt County | 12 | 9 | 0 | 0.0% |
| Jackson County | 10 | 8 | 0 | 0.0% |
| DeKalb County | 9 | 8 | 0 | 0.0% |
| Clinton County | 9 | 8 | 0 | 0.0% |
| Gentry County | 6 | 6 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 386 applications in 2025, of which 320 were originated and 20 denied.
5.2% of all applications, or 5.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Nodaway Valley Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology