Nodaway County, Missouri · 2025

Mortgage lenders in Nodaway County, MO: denial rates and top lenders (2025)

94 lenders acted on 471 mortgage applications for properties in Nodaway County in 2025. 13.0% were denied (Missouri: 15.1%). Median rate on closed loans 6.88%; median loan $155,000; median property value $205,000.

471Applications
13.0%Denial ratestate 15.1%
6.88%Median ratestate 6.63%
$155,000Median loan
$205,000Median property value

Largest lenders in Nodaway County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 The Nodaway Valley Bank B 7061 1.4%
2 U.S. Bank D 6444 17.2%6.88%
3 Rocket Mortgage C 3020 26.7%6.88%
4 Pennymac Loan Services C 1813 5.6%6.62%
5 Mortgage Research Center C 188 16.7%6.19%
6 Connections Bank A 1611 18.8%
7 ASSEMBLIES OF GOD Credit Union A 1616 0.0%7.00%
8 NBH Bank C 1512 20.0%7.62%
9 Flat Branch Mortgage A 1513 0.0%5.99%
10 Flanagan State Bank D 1513 0.0%7.00%
11 HNB National Bank B 129 16.7%6.88%
12 Southern Bank A 109 0.0%7.50%
13 Freedom Mortgage B 104 0.0%5.50%
14 Luminate Bank B 74 0.0%7.56%
15 Loandepot.Com D 73 42.9%7.50%
16 AmeriSave Mortgage D 61 66.7%8.88%
17 Spring Eq D 60 83.3%
18 FCS Financial, FLCA C 52 0.0%8.13%
19 United Shore Financial Services B 55 0.0%6.00%
20 Primelending, a Plainscapital A 55 0.0%6.38%

Best approval odds in Nodaway County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1The Nodaway Valley Bank621.6%
2U.S. Bank5520.0%

What Nodaway County borrowers applied for

By loan purpose

Home purchase 241 51% · 5.0% denied
Refinance 73 15% · 11.0% denied
Cash-out refinance 76 16% · 26.3% denied
Home improvement 41 9% · 17.1% denied
Other / HELOC 40 8% · 35.0% denied

By loan type

Conventional 359 76% · 11.7% denied
FHA 63 13% · 22.2% denied
VA 35 7% · 8.6% denied
USDA / RHS 14 3% · 14.3% denied

Why applications were denied

Debt-to-income ratio 15 26%
Incomplete application 15 26%
Collateral 14 25%
Credit history 10 18%
Other 3 5%

Nodaway County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202337925816.1%6.99%$135,000
202453135914.7%6.75%$155,000
202547132313.0%6.88%$155,000

Frequently asked questions

13.0% of applications in Nodaway County were denied in 2025, against 15.1% statewide in Missouri.

The Nodaway Valley Bank, with 70 applications in 2025 and a denial rate of 1.4%.

The median mortgage application in Nodaway County in 2025 was for $155,000; the median property value on originated loans was $205,000.