Carrollton Bank in Missouri vs the state
7.3%Denial rate-7.81 pts vs state
8.6%Decision denial rate-10.09 pts vs state
76.4%Origination rate+13.73 pts vs state
6.75%Median rate+0.13 pts vs state
0.18Rate spread (pts)-0.17 pts vs state
$101kMedian applicant income
673Loans originated
64Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,059 | 836 | 6.1% | 7.25% | #42 |
| 2024 | 808 | 603 | 9.2% | 7.25% | #59 |
| 2025 | 881 | 673 | 7.3% | 6.75% | #58 |
What Carrollton Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Carrollton Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 515 | 397 | 33 | 6.4% |
| St. Charles County | 139 | 106 | 11 | 7.9% |
| St. Louis city | 114 | 80 | 10 | 8.8% |
| Jefferson County | 64 | 52 | 7 | 10.9% |
| Camden County | 11 | 9 | 0 | 0.0% |
| Warren County | 9 | 5 | 1 | 11.1% |
| Franklin County | 8 | 7 | 1 | 12.5% |
| Lincoln County | 5 | 4 | 1 | 20.0% |
| Crawford County | 3 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 0 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 881 applications in 2025, of which 673 were originated and 64 denied.
7.3% of all applications, or 8.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Carrollton Bank originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Carrollton Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology