Regions Bank in Missouri vs the state
33.8%Denial rate+18.77 pts vs state
36.9%Decision denial rate+18.24 pts vs state
51.5%Origination rate-11.19 pts vs state
4.99%Median rate-1.63 pts vs state
-1.86Rate spread (pts)-2.21 pts vs state
$89kMedian applicant income
1,188Loans originated
781Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,185 | 1,096 | 34.8% | 7.88% | #18 |
| 2024 | 2,176 | 1,076 | 35.6% | 6.99% | #22 |
| 2025 | 2,308 | 1,188 | 33.8% | 4.99% | #22 |
What Regions Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 760 | 370 | 264 | 34.7% |
| St. Charles County | 350 | 206 | 88 | 25.1% |
| St. Louis city | 148 | 58 | 65 | 43.9% |
| Jefferson County | 130 | 80 | 34 | 26.2% |
| Cape Girardeau County | 128 | 74 | 35 | 27.3% |
| Ste. Genevieve County | 85 | 44 | 35 | 41.2% |
| Greene County | 79 | 44 | 28 | 35.4% |
| Perry County | 73 | 42 | 22 | 30.1% |
| Christian County | 53 | 35 | 15 | 28.3% |
| Taney County | 45 | 16 | 20 | 44.4% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 2,308 applications in 2025, of which 1,188 were originated and 781 denied.
33.8% of all applications, or 36.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Regions Bank originated in Missouri in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology