Largest lenders in Perry County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Bank of Missouri | C | 168 | 121 | 13.7% | 6.81% |
| 2 | First State Community Bank | C | 133 | 83 | 12.8% | 6.88% |
| 3 | Regions Bank | C | 73 | 42 | 30.1% | 6.19% |
| 4 | DAS Acquisition Company | B | 25 | 19 | 0.0% | 6.63% |
| 5 | Flat Branch Mortgage | A | 21 | 17 | 14.3% | 6.25% |
| 6 | Mortgage Research Center | C | 21 | 15 | 4.8% | 6.50% |
| 7 | Guild Mortgage | A | 18 | 14 | 0.0% | 6.69% |
| 8 | U.S. Bank | D | 16 | 7 | 25.0% | 6.88% |
| 9 | Rocket Mortgage | C | 16 | 11 | 18.8% | 6.63% |
| 10 | Pennymac Loan Services | C | 14 | 9 | 21.4% | 6.50% |
| 11 | Gershman Investment | B | 11 | 7 | 0.0% | 6.63% |
| 12 | AmeriSave Mortgage | D | 9 | 2 | 66.7% | 8.00% |
| 13 | Newrez | D | 9 | 6 | 0.0% | 6.13% |
| 14 | Broker Solutions | D | 7 | 3 | 0.0% | 6.63% |
| 15 | 21st Mortgage | F | 6 | 4 | 16.7% | 9.90% |
| 16 | Freedom Mortgage | B | 5 | 0 | 40.0% | — |
| 17 | Pentagon Federal Credit Union | F | 5 | 3 | 0.0% | 7.25% |
| 18 | Buena Vista National Bank | A | 5 | 5 | 0.0% | — |
Best approval odds in Perry County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Bank of Missouri | 145 | 15.9% |
| 2 | First State Community Bank | 106 | 16.0% |
| 3 | Regions Bank | 66 | 33.3% |
What Perry County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Perry County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 505 | 320 | 17.4% | 7.13% | $125,000 |
| 2024 | 617 | 359 | 19.3% | 6.92% | $135,000 |
| 2025 | 655 | 425 | 15.0% | 6.73% | $135,000 |
Frequently asked questions
15.0% of applications in Perry County were denied in 2025, against 15.1% statewide in Missouri.
The Bank of Missouri, with 168 applications in 2025 and a denial rate of 13.7%.
The median mortgage application in Perry County in 2025 was for $135,000; the median property value on originated loans was $245,000.