The Bank of Missouri in Missouri vs the state
13.1%Denial rate-1.95 pts vs state
15.4%Decision denial rate-3.30 pts vs state
71.7%Origination rate+9.04 pts vs state
6.75%Median rate+0.13 pts vs state
0.17Rate spread (pts)-0.18 pts vs state
$97kMedian applicant income
798Loans originated
146Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,014 | 676 | 15.2% | 6.75% | #43 |
| 2024 | 958 | 690 | 14.1% | 7.13% | #47 |
| 2025 | 1,113 | 798 | 13.1% | 6.75% | #46 |
What The Bank of Missouri lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most The Bank of Missouri applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cape Girardeau County | 194 | 119 | 38 | 19.6% |
| Perry County | 168 | 121 | 23 | 13.7% |
| Greene County | 123 | 91 | 17 | 13.8% |
| Boone County | 104 | 87 | 4 | 3.8% |
| Polk County | 97 | 70 | 10 | 10.3% |
| Scott County | 67 | 47 | 8 | 11.9% |
| Bollinger County | 47 | 32 | 10 | 21.3% |
| Taney County | 37 | 30 | 2 | 5.4% |
| Pemiscot County | 30 | 23 | 5 | 16.7% |
| Christian County | 22 | 18 | 4 | 18.2% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 1,113 applications in 2025, of which 798 were originated and 146 denied.
13.1% of all applications, or 15.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans The Bank of Missouri originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are The Bank of Missouri's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology