Bollinger County, Missouri · 2025

Mortgage lenders in Bollinger County, MO: denial rates and top lenders (2025)

68 lenders acted on 313 mortgage applications for properties in Bollinger County in 2025. 19.8% were denied (Missouri: 15.1%). Median rate on closed loans 6.63%; median loan $145,000; median property value $215,000.

313Applications
19.8%Denial ratestate 15.1%
6.63%Median ratestate 6.63%
$145,000Median loan
$215,000Median property value

Largest lenders in Bollinger County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 The Bank of Missouri C 4732 21.3%6.58%
2 Gershman Investment B 2413 12.5%6.50%
3 First State Community Bank C 2112 38.1%7.06%
4 U.S. Bank D 1510 13.3%6.69%
5 Peoples Community Bank B 1512 13.3%
6 DAS Acquisition Company B 1411 0.0%6.63%
7 21st Mortgage F 135 15.4%10.07%
8 Rocket Mortgage C 1311 15.4%6.75%
9 Montgomery Bank B 1110 0.0%7.69%
10 Pennymac Loan Services C 103 40.0%6.62%
11 Mortgage Research Center C 97 11.1%6.13%
12 Flat Branch Mortgage A 84 12.5%5.93%
13 Regions Bank C 72 57.1%7.88%
14 Guild Mortgage A 66 0.0%7.50%
15 Southern Bank A 55 0.0%7.43%
16 MRV Banks 55 0.0%
17 Wood & Huston Bank A 54 20.0%
18 Loandepot.Com D 54 20.0%6.62%
19 Flanagan State Bank D 51 60.0%6.88%

What Bollinger County borrowers applied for

By loan purpose

Home purchase 159 51% · 17.0% denied
Refinance 48 15% · 14.6% denied
Cash-out refinance 46 15% · 28.3% denied
Home improvement 30 10% · 13.3% denied
Other / HELOC 30 10% · 36.7% denied

By loan type

Conventional 220 70% · 20.9% denied
FHA 41 13% · 19.5% denied
VA 36 12% · 11.1% denied
USDA / RHS 16 5% · 25.0% denied

Why applications were denied

Debt-to-income ratio 16 30%
Credit history 11 20%
Incomplete application 8 15%
Other 7 13%
Collateral 6 11%
Insufficient cash 3 6%
Unverifiable information 3 6%

Bollinger County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202325115623.1%6.88%$125,000
202427716715.9%6.88%$125,000
202531319419.8%6.63%$145,000

Frequently asked questions

19.8% of applications in Bollinger County were denied in 2025, against 15.1% statewide in Missouri.

The Bank of Missouri, with 47 applications in 2025 and a denial rate of 21.3%.

The median mortgage application in Bollinger County in 2025 was for $145,000; the median property value on originated loans was $215,000.