Wood & Huston Bank in Missouri vs the state
3.2%Denial rate-11.91 pts vs state
3.4%Decision denial rate-15.29 pts vs state
88.4%Origination rate+25.76 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
252Loans originated
9Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 243 | 223 | 2.1% | — | #134 |
| 2024 | 261 | 230 | 4.6% | — | #136 |
| 2025 | 285 | 252 | 3.2% | — | #144 |
What Wood & Huston Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Wood & Huston Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Saline County | 71 | 63 | 3 | 4.2% |
| Cape Girardeau County | 47 | 41 | 1 | 2.1% |
| Lafayette County | 44 | 42 | 1 | 2.3% |
| Pettis County | 33 | 29 | 1 | 3.0% |
| Howell County | 10 | 8 | 0 | 0.0% |
| Benton County | 8 | 7 | 0 | 0.0% |
| Greene County | 8 | 7 | 0 | 0.0% |
| Jackson County | 7 | 7 | 0 | 0.0% |
| Johnson County | 7 | 6 | 0 | 0.0% |
| Scott County | 6 | 3 | 1 | 16.7% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 285 applications in 2025, of which 252 were originated and 9 denied.
3.2% of all applications, or 3.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Wood & Huston Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology