Peoples Community Bank in Missouri vs the state
7.5%Denial rate-7.61 pts vs state
8.5%Decision denial rate-10.21 pts vs state
79.3%Origination rate+16.66 pts vs state
—Median rate
—Rate spread (pts)
$73kMedian applicant income
234Loans originated
22Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 328 | 224 | 12.8% | — | #108 |
| 2024 | 280 | 227 | 8.9% | — | #130 |
| 2025 | 295 | 234 | 7.5% | — | #136 |
What Peoples Community Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Peoples Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ripley County | 53 | 34 | 6 | 11.3% |
| Butler County | 42 | 34 | 4 | 9.5% |
| Wayne County | 35 | 30 | 1 | 2.9% |
| Reynolds County | 26 | 22 | 1 | 3.8% |
| Texas County | 18 | 15 | 2 | 11.1% |
| Greene County | 17 | 15 | 1 | 5.9% |
| Lawrence County | 15 | 12 | 0 | 0.0% |
| Christian County | 15 | 15 | 0 | 0.0% |
| Bollinger County | 15 | 12 | 2 | 13.3% |
| Barry County | 10 | 8 | 2 | 20.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 295 applications in 2025, of which 234 were originated and 22 denied.
7.5% of all applications, or 8.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Community Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology