Largest lenders in Texas County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 50 | 34 | 26.0% | 6.99% |
| 2 | Mortgage Research Center | C | 47 | 22 | 19.2% | 6.25% |
| 3 | Flat Branch Mortgage | A | 44 | 36 | 0.0% | 6.63% |
| 4 | DAS Acquisition Company | B | 39 | 25 | 12.8% | 6.50% |
| 5 | 21st Mortgage | F | 30 | 5 | 30.0% | 8.92% |
| 6 | Simmons Bank | C | 29 | 19 | 27.6% | 7.00% |
| 7 | Triad Financial Services | D | 25 | 0 | 72.0% | — |
| 8 | Vanderbilt Mortgage and Finance | F | 23 | 1 | 30.4% | 10.25% |
| 9 | INFUZE Credit Union | C | 22 | 7 | 31.8% | 5.99% |
| 10 | Freedom Mortgage | B | 21 | 12 | 4.8% | 6.25% |
| 11 | New Day Financial | F | 19 | 3 | 26.3% | 6.49% |
| 12 | Peoples Community Bank | B | 18 | 15 | 11.1% | — |
| 13 | Broker Solutions | D | 18 | 7 | 11.1% | 7.25% |
| 14 | Pennymac Loan Services | C | 16 | 9 | 31.3% | 6.25% |
| 15 | Guild Mortgage | A | 15 | 8 | 13.3% | 6.88% |
| 16 | Loandepot.Com | D | 15 | 8 | 46.7% | 7.06% |
| 17 | Crosscountry Mortgage | B | 14 | 10 | 0.0% | 6.60% |
| 18 | Credit Human Federal Credit Union | D | 14 | 0 | 85.7% | — |
| 19 | Gershman Investment | B | 13 | 9 | 7.7% | 6.63% |
| 20 | AmeriSave Mortgage | D | 10 | 2 | 50.0% | 11.19% |
| 21 | United Shore Financial Services | B | 10 | 9 | 10.0% | 6.50% |
| 22 | Tammac Holdings | D | 10 | 0 | 70.0% | — |
| 23 | Navy Federal Credit Union | D | 8 | 3 | 25.0% | 6.25% |
| 24 | Southwest Stage Funding | F | 8 | 2 | 25.0% | 7.13% |
| 25 | Newrez | D | 7 | 4 | 14.3% | 6.00% |
What Texas County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Texas County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 539 | 294 | 23.9% | 6.88% | $125,000 |
| 2024 | 596 | 309 | 24.7% | 6.75% | $145,000 |
| 2025 | 712 | 361 | 22.5% | 6.63% | $150,000 |
Frequently asked questions
22.5% of applications in Texas County were denied in 2025, against 15.1% statewide in Missouri.
Rocket Mortgage, with 50 applications in 2025 and a denial rate of 26.0%.
The median mortgage application in Texas County in 2025 was for $150,000; the median property value on originated loans was $215,000.