Tammac Holdings in Missouri vs the state
68.2%Denial rate+53.17 pts vs state
68.2%Decision denial rate+49.54 pts vs state
7.7%Origination rate-54.97 pts vs state
9.40%Median rate+2.78 pts vs state
3.71Rate spread (pts)+3.36 pts vs state
$59kMedian applicant income
39Loans originated
346Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 15 | 73.2% | 11.20% | #160 |
| 2024 | 186 | 25 | 70.4% | 9.70% | #178 |
| 2025 | 507 | 39 | 68.2% | 9.40% | #90 |
What Tammac Holdings lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 77 | 12 | 48 | 62.3% |
| Laclede County | 45 | 0 | 38 | 84.4% |
| Lincoln County | 34 | 8 | 19 | 55.9% |
| Greene County | 32 | 7 | 20 | 62.5% |
| Camden County | 23 | 0 | 18 | 78.3% |
| Boone County | 18 | 2 | 13 | 72.2% |
| Clay County | 18 | 2 | 11 | 61.1% |
| Lafayette County | 17 | 0 | 13 | 76.5% |
| Webster County | 16 | 0 | 13 | 81.3% |
| Phelps County | 15 | 0 | 11 | 73.3% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 507 applications in 2025, of which 39 were originated and 346 denied.
68.2% of all applications, or 68.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Tammac Holdings originated in Missouri in 2025 was 9.40%, against a statewide median of 6.63%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology