INFUZE Credit Union in Missouri vs the state
28.7%Denial rate+13.66 pts vs state
34.4%Decision denial rate+15.72 pts vs state
45.8%Origination rate-16.91 pts vs state
6.49%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.25 pts vs state
$89kMedian applicant income
285Loans originated
179Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 337 | 196 | 33.5% | 7.74% | #105 |
| 2024 | 506 | 230 | 33.4% | 8.14% | #80 |
| 2025 | 623 | 285 | 28.7% | 6.49% | #76 |
What INFUZE Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most INFUZE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 162 | 74 | 47 | 29.0% |
| Camden County | 120 | 63 | 32 | 26.7% |
| Laclede County | 87 | 34 | 38 | 43.7% |
| Phelps County | 77 | 39 | 20 | 26.0% |
| Miller County | 37 | 14 | 11 | 29.7% |
| Texas County | 22 | 7 | 7 | 31.8% |
| Greene County | 12 | 7 | 2 | 16.7% |
| St. Louis County | 10 | 4 | 3 | 30.0% |
| St. Charles County | 8 | 2 | 1 | 12.5% |
| Dent County | 8 | 4 | 1 | 12.5% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 623 applications in 2025, of which 285 were originated and 179 denied.
28.7% of all applications, or 34.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans INFUZE Credit Union originated in Missouri in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are INFUZE Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology