Largest lenders in Dent County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Guild Mortgage | A | 36 | 25 | 0.0% | 6.50% |
| 2 | Mortgage Research Center | C | 29 | 13 | 13.8% | 6.25% |
| 3 | U.S. Bank | D | 19 | 6 | 57.9% | 8.40% |
| 4 | Triad Financial Services | D | 18 | 0 | 50.0% | — |
| 5 | Rocket Mortgage | C | 17 | 14 | 17.7% | 6.75% |
| 6 | DAS Acquisition Company | B | 12 | 9 | 0.0% | 6.63% |
| 7 | 21st Mortgage | F | 12 | 0 | 41.7% | — |
| 8 | Broker Solutions | D | 12 | 6 | 8.3% | 6.50% |
| 9 | Navy Federal Credit Union | D | 12 | 3 | 41.7% | 8.50% |
| 10 | Vanderbilt Mortgage and Finance | F | 12 | 1 | 41.7% | 8.25% |
| 11 | Unnamed lender 54930042JJO3F1BJD749 | B | 11 | 7 | 9.1% | — |
| 12 | AmeriSave Mortgage | D | 10 | 0 | 60.0% | — |
| 13 | Flat Branch Mortgage | A | 9 | 8 | 0.0% | 6.63% |
| 14 | Freedom Mortgage | B | 8 | 6 | 0.0% | 5.94% |
| 15 | United Shore Financial Services | B | 8 | 4 | 12.5% | 6.19% |
| 16 | INFUZE Credit Union | C | 8 | 4 | 12.5% | 5.99% |
| 17 | Loandepot.Com | D | 8 | 7 | 0.0% | 6.63% |
| 18 | The Central Trust Bank | C | 7 | 5 | 28.6% | 6.88% |
| 19 | Pennymac Loan Services | C | 6 | 3 | 16.7% | 6.49% |
| 20 | New Day Financial | F | 6 | 1 | 16.7% | 7.75% |
| 21 | Nationstar Mortgage | C | 6 | 5 | 16.7% | 7.25% |
| 22 | Gold Star Mortgage Financial Group | C | 6 | 2 | 16.7% | 6.50% |
What Dent County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dent County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 239 | 134 | 18.4% | 6.88% | $135,000 |
| 2024 | 310 | 146 | 25.8% | 6.75% | $155,000 |
| 2025 | 373 | 184 | 21.7% | 6.55% | $145,000 |
Frequently asked questions
21.7% of applications in Dent County were denied in 2025, against 15.1% statewide in Missouri.
Guild Mortgage, with 36 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in Dent County in 2025 was for $145,000; the median property value on originated loans was $215,000.