Gold Star Mortgage Financial Group in Missouri vs the state
1.0%Denial rate-14.11 pts vs state
1.2%Decision denial rate-17.48 pts vs state
62.7%Origination rate+0.02 pts vs state
6.75%Median rate+0.13 pts vs state
0.44Rate spread (pts)+0.09 pts vs state
$86kMedian applicant income
131Loans originated
2Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 7 | 0.0% | 6.99% | #517 |
| 2024 | 34 | 15 | 2.9% | 6.50% | #382 |
| 2025 | 209 | 131 | 1.0% | 6.75% | #177 |
What Gold Star Mortgage Financial Group lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 73 | 39 | 1 | 1.4% |
| Phelps County | 39 | 26 | 0 | 0.0% |
| Jackson County | 19 | 11 | 0 | 0.0% |
| Laclede County | 12 | 7 | 0 | 0.0% |
| Camden County | 8 | 6 | 0 | 0.0% |
| Texas County | 6 | 4 | 0 | 0.0% |
| Dent County | 6 | 2 | 1 | 16.7% |
| Boone County | 5 | 4 | 0 | 0.0% |
| Crawford County | 3 | 3 | 0 | 0.0% |
| Christian County | 3 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 209 applications in 2025, of which 131 were originated and 2 denied.
1.0% of all applications, or 1.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Gold Star Mortgage Financial Group originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology