Largest lenders in Miller County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Central Trust Bank | C | 200 | 121 | 16.5% | 6.50% |
| 2 | Flat Branch Mortgage | A | 102 | 84 | 0.0% | 6.49% |
| 3 | Mid America Bank | B | 39 | 28 | 7.7% | — |
| 4 | Rocket Mortgage | C | 38 | 28 | 15.8% | 6.56% |
| 5 | INFUZE Credit Union | C | 37 | 14 | 29.7% | 6.43% |
| 6 | River Region Credit Union | A | 33 | 25 | 15.2% | — |
| 7 | United Shore Financial Services | B | 26 | 20 | 11.5% | 6.41% |
| 8 | Vanderbilt Mortgage and Finance | F | 23 | 3 | 17.4% | 9.75% |
| 9 | Pennymac Loan Services | C | 20 | 8 | 15.0% | 6.31% |
| 10 | U.S. Bank | D | 19 | 13 | 31.6% | 8.35% |
| 11 | 21st Mortgage | F | 19 | 5 | 52.6% | 9.12% |
| 12 | Triad Financial Services | D | 18 | 1 | 50.0% | 8.53% |
| 13 | Freedom Mortgage | B | 17 | 11 | 5.9% | 6.13% |
| 14 | Mortgage Research Center | C | 16 | 8 | 0.0% | 6.69% |
| 15 | The Maries County Bank | C | 15 | 12 | 13.3% | — |
| 16 | Community Point Bank | – | 13 | 13 | 0.0% | — |
| 17 | Guild Mortgage | A | 13 | 11 | 0.0% | 6.75% |
| 18 | Guaranteed Rate | B | 12 | 8 | 0.0% | 6.38% |
| 19 | Broker Solutions | D | 11 | 5 | 0.0% | 6.99% |
| 20 | AmeriSave Mortgage | D | 10 | 3 | 50.0% | 11.75% |
| 21 | Nations Direct Mortgage | B | 10 | 9 | 0.0% | 6.62% |
| 22 | Credit Human Federal Credit Union | D | 10 | 0 | 100.0% | — |
| 23 | Spring Eq | D | 10 | 1 | 80.0% | 8.95% |
| 24 | New Day Financial | F | 9 | 3 | 0.0% | 6.99% |
| 25 | Tammac Holdings | D | 9 | 0 | 66.7% | — |
Best approval odds in Miller County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Flat Branch Mortgage | 84 | 0.0% |
| 2 | The Central Trust Bank | 155 | 21.3% |
What Miller County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Miller County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 852 | 505 | 19.3% | 6.99% | $155,000 |
| 2024 | 917 | 536 | 20.5% | 6.88% | $155,000 |
| 2025 | 1,002 | 602 | 17.5% | 6.63% | $165,000 |
Frequently asked questions
17.5% of applications in Miller County were denied in 2025, against 15.1% statewide in Missouri.
The Central Trust Bank, with 200 applications in 2025 and a denial rate of 16.5%.
The median mortgage application in Miller County in 2025 was for $165,000; the median property value on originated loans was $295,000.