Mid America Bank in Missouri vs the state
5.6%Denial rate-9.48 pts vs state
6.4%Decision denial rate-12.34 pts vs state
81.4%Origination rate+18.77 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
364Loans originated
25Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 355 | 264 | 9.3% | 8.00% | #99 |
| 2024 | 351 | 269 | 5.4% | 8.19% | #111 |
| 2025 | 447 | 364 | 5.6% | — | #100 |
What Mid America Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Mid America Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cole County | 133 | 108 | 7 | 5.3% |
| Boone County | 91 | 82 | 3 | 3.3% |
| Osage County | 61 | 51 | 0 | 0.0% |
| Miller County | 39 | 28 | 3 | 7.7% |
| Callaway County | 38 | 29 | 4 | 10.5% |
| Camden County | 28 | 20 | 3 | 10.7% |
| Maries County | 14 | 12 | 1 | 7.1% |
| Morgan County | 10 | 5 | 2 | 20.0% |
| Moniteau County | 6 | 4 | 2 | 33.3% |
| Cooper County | 4 | 3 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 447 applications in 2025, of which 364 were originated and 25 denied.
5.6% of all applications, or 6.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Mid America Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology