Crosscountry Mortgage in Missouri vs the state
4.0%Denial rate-11.10 pts vs state
5.7%Decision denial rate-12.98 pts vs state
63.6%Origination rate+0.97 pts vs state
6.69%Median rate+0.06 pts vs state
0.59Rate spread (pts)+0.24 pts vs state
$88kMedian applicant income
1,137Loans originated
71Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 855 | 351 | 2.3% | 6.95% | #52 |
| 2024 | 1,104 | 577 | 1.6% | 6.75% | #43 |
| 2025 | 1,787 | 1,137 | 4.0% | 6.69% | #31 |
What Crosscountry Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 285 | 211 | 9 | 3.2% |
| St. Louis County | 207 | 124 | 13 | 6.3% |
| St. Charles County | 131 | 93 | 1 | 0.8% |
| Greene County | 129 | 82 | 3 | 2.3% |
| Pettis County | 99 | 68 | 3 | 3.0% |
| Clay County | 87 | 63 | 4 | 4.6% |
| Jefferson County | 67 | 41 | 4 | 6.0% |
| Pulaski County | 61 | 40 | 2 | 3.3% |
| St. Louis city | 46 | 25 | 2 | 4.3% |
| Platte County | 44 | 35 | 1 | 2.3% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 1,787 applications in 2025, of which 1,137 were originated and 71 denied.
4.0% of all applications, or 5.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Crosscountry Mortgage originated in Missouri in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology