Largest lenders in Pemiscot County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 41 | 4 | 34.2% | 10.12% |
| 2 | The Bank of Missouri | C | 30 | 23 | 16.7% | 7.22% |
| 3 | Rocket Mortgage | C | 17 | 9 | 29.4% | 6.99% |
| 4 | Fairway Independent Mortgage | B | 16 | 15 | 6.3% | 6.75% |
| 5 | Flat Branch Mortgage | A | 15 | 14 | 0.0% | 6.25% |
| 6 | First State Community Bank | C | 15 | 6 | 40.0% | 7.50% |
| 7 | AmeriSave Mortgage | D | 12 | 0 | 75.0% | — |
| 8 | Southern Bank | A | 10 | 10 | 0.0% | 7.50% |
| 9 | Mortgage Research Center | C | 10 | 7 | 20.0% | 6.75% |
| 10 | 21st Mortgage | F | 9 | 3 | 33.3% | 10.01% |
| 11 | Broker Solutions | D | 9 | 0 | 11.1% | — |
| 12 | Pennymac Loan Services | C | 8 | 7 | 0.0% | 6.25% |
| 13 | DAS Acquisition Company | B | 7 | 7 | 0.0% | 6.63% |
| 14 | Triad Financial Services | D | 5 | 0 | 60.0% | — |
| 15 | Focus Bank | C | 5 | 3 | 40.0% | — |
What Pemiscot County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pemiscot County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 223 | 94 | 30.5% | 7.25% | $85,000 |
| 2024 | 276 | 118 | 30.1% | 6.88% | $105,000 |
| 2025 | 282 | 134 | 28.7% | 6.75% | $105,000 |
Frequently asked questions
28.7% of applications in Pemiscot County were denied in 2025, against 15.1% statewide in Missouri.
Vanderbilt Mortgage and Finance, with 41 applications in 2025 and a denial rate of 34.2%.
The median mortgage application in Pemiscot County in 2025 was for $105,000; the median property value on originated loans was $145,000.