Largest lenders in Ste. Genevieve County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | C | 85 | 44 | 41.2% | 4.99% |
| 2 | Bloomsdale Bank | A | 82 | 73 | 1.2% | — |
| 3 | First State Community Bank | C | 71 | 56 | 2.8% | 7.25% |
| 4 | Guild Mortgage | A | 38 | 26 | 2.6% | 6.75% |
| 5 | Gershman Investment | B | 37 | 33 | 5.4% | 6.63% |
| 6 | Rocket Mortgage | C | 27 | 19 | 25.9% | 6.88% |
| 7 | Flat Branch Mortgage | A | 21 | 17 | 4.8% | 6.50% |
| 8 | United Shore Financial Services | B | 20 | 17 | 15.0% | 6.25% |
| 9 | U.S. Bank | D | 16 | 8 | 31.3% | 8.60% |
| 10 | Ozarks Federal Savings and Loan Association | C | 15 | 9 | 20.0% | 7.75% |
| 11 | Mortgage Research Center | C | 13 | 7 | 0.0% | 6.63% |
| 12 | Pennymac Loan Services | C | 11 | 4 | 9.1% | 7.44% |
| 13 | AmeriSave Mortgage | D | 10 | 4 | 50.0% | 8.00% |
| 14 | First Community | F | 10 | 5 | 20.0% | 4.99% |
| 15 | DAS Acquisition Company | B | 9 | 3 | 0.0% | 6.63% |
| 16 | The Bank of Missouri | C | 9 | 6 | 0.0% | 6.62% |
| 17 | Newrez | D | 8 | 2 | 25.0% | 7.31% |
| 18 | Broker Solutions | D | 8 | 4 | 12.5% | 6.50% |
| 19 | VANTAGE Credit Union | D | 8 | 6 | 12.5% | 7.50% |
| 20 | Navy Federal Credit Union | D | 8 | 3 | 12.5% | 7.34% |
| 21 | MRV Banks | – | 7 | 7 | 0.0% | — |
| 22 | Freedom Mortgage | B | 7 | 3 | 14.3% | 6.50% |
| 23 | Discover Bank | F | 6 | 1 | 50.0% | 8.62% |
| 24 | Equity Prime Mortgage | D | 5 | 2 | 0.0% | 7.00% |
Best approval odds in Ste. Genevieve County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Bloomsdale Bank | 81 | 1.2% |
| 2 | First State Community Bank | 61 | 3.3% |
| 3 | Regions Bank | 82 | 42.7% |
What Ste. Genevieve County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Ste. Genevieve County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 527 | 348 | 17.8% | 7.00% | $125,000 |
| 2024 | 547 | 335 | 16.3% | 6.99% | $155,000 |
| 2025 | 646 | 422 | 14.6% | 6.63% | $155,000 |
Frequently asked questions
14.6% of applications in Ste. Genevieve County were denied in 2025, against 15.1% statewide in Missouri.
Regions Bank, with 85 applications in 2025 and a denial rate of 41.2%.
The median mortgage application in Ste. Genevieve County in 2025 was for $155,000; the median property value on originated loans was $265,000.