Equity Prime Mortgage in Missouri vs the state
7.4%Denial rate-7.66 pts vs state
14.0%Decision denial rate-4.73 pts vs state
44.9%Origination rate-17.75 pts vs state
6.63%Median rate0.00 pts vs state
0.65Rate spread (pts)+0.30 pts vs state
$74kMedian applicant income
194Loans originated
32Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 131 | 76 | 4.6% | 7.25% | #200 |
| 2024 | 321 | 202 | 3.1% | 7.25% | #122 |
| 2025 | 432 | 194 | 7.4% | 6.63% | #104 |
What Equity Prime Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 62 | 27 | 4 | 6.5% |
| St. Louis County | 46 | 15 | 4 | 8.7% |
| Greene County | 43 | 23 | 3 | 7.0% |
| Jefferson County | 23 | 10 | 1 | 4.3% |
| Clay County | 16 | 7 | 0 | 0.0% |
| St. Charles County | 15 | 7 | 1 | 6.7% |
| Jasper County | 13 | 6 | 1 | 7.7% |
| Boone County | 12 | 5 | 3 | 25.0% |
| Cass County | 9 | 3 | 2 | 22.2% |
| Callaway County | 9 | 4 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 432 applications in 2025, of which 194 were originated and 32 denied.
7.4% of all applications, or 14.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Equity Prime Mortgage originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology